4 Ways to Reduce Your Monthly Housing Costs Right Now

1) Save BIG by refinancing your mortgage (even with high-interest rates):

• Drop your house payment by increasing the length of your loan
• Decrease the length of your loan to pay off your mortgage faster
• Skip up to two house payments
• Use proceeds to consolidate and pay off credit card debt, student loan debt, and other loans
• Use proceeds to install energy-efficient features
• Believe it or not, some people can still reduce their interest rate
• Apply here: www.chandlercrouch.com/refi

2) Reduce Your House Payment by Easily Restructuring Your Escrow Shortage:

• The most common reason for an increased house payment is caused by an escrow shortage
• Escrow shortages are caused by rising property taxes and insurance rates
• By default, lenders automatically assign escrow shortages a 12-month payment plan which causes your house payment to skyrocket
• To reduce your payment, simply call your mortgage company and ask them to extend the escrow shortage payment plan for over 24 months. Most mortgage companies will grant this extension without the borrower having to fill out an application or prove a hardship — simply by request

3) Remove Costly PMI You Might Not Even Realize You Are Paying:

• If you purchased your house in the last 5 years with less than 20% down payment, there's a good chance your mortgage company still bundles private mortgage insurance (PMI) into your house payment
• As home prices increase, you gain equity, which means you might be entitled to cancel your PMI
• Depending on your situation, removing PMI may be as simple as submitting a request
• Reach out to your lender and ask what documentation they require to request the removal of PMI, potentially saving you a significant amount each month. It might be as simple as filling out a form.

4) Slash Your Electricity Costs:

• Chandler says Energy Ogre has saved him well over $1000 per year
• Get an unfair advantage by letting Energy Ogre's algorithm cut through all teaser rates and match your unique electricity usage with the plan that will save you the most money for only $10/month
• Get a 10% discount when you sign up through our link here
• Also, they donate $2/month to support our free tax protest service when you sign up through our link